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Announcements / IAMv3 Individual Update 3.1.9 Available

« Last post by Forum Administrator on January 23, 2020, 10:01:43 AM »

Investment Account Manager v3 Individual - Maintenance Releases 3.1.9 Now Available

Use the choice 'Check For Updates' located on the IAMv3 Individual Version Menu Bar to automatically verify you are currently running the latest version of Investment Account Manager v3 Individual. You will be notified as to whether or not you have the current version. If not, you will be prompted to download the latest file.

Note: if this choice is inactive in your copy of Investment Account Manager, this indicates your support period has expired. To extend technical support for an additional year, renew thru our website Shop page: www.investmentaccountmanager.com.

If you have any questions, contact our technical support team: techsupport@investmentaccountmanager.com

Click here for a listing of improvements/changes/corrections included in IAMv3.1.9:
https://www.investmentaccountmanager.com/maintenance-release.php

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Announcements / Blog Post - Defining Your Investment Objectives

« Last post by Forum Administrator on January 02, 2020, 12:30:14 PM »

With the start of 2020, now is an ideal time for investors to review their forward-looking investment objectives, understanding these objectives are affected by short- and long-term needs and changing requirements....

https://www.investmentaccountmanager.com/products/defining-your-investment-objectives/

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Announcements / Blog Post - Save and Invest

« Last post by Forum Administrator on December 02, 2019, 08:51:07 AM »

Saving is a key principle. People who make a habit of saving regularly, even saving small amounts, are well on their way to success.  It’s important to open a bank or credit union account so it will be simple and easy for you to save regularly.  Then, use your savings to plan for life events and to be ready for unplanned or emergency needs.

https://www.investmentaccountmanager.com/products/save-and-invest/

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Transactions / Re: GE Spinoff of GE Transportation

« Last post by Forum Administrator on November 29, 2019, 09:51:35 AM »

If you contact the investor relations division on GE's website, they will provide the proper share ratios and cost basis allocations.  Once you have this information, with proper market prices on the date of the spinoff, you can enter this under the IAM Transactions Menu | Global Transactions | Spinoff function. If you have add'l questions, please contact our technical support team: techsupport@investmentaccountmanager.com

Matt

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Transactions / GE Spinoff of GE Transportation

« Last post by RJANES on November 27, 2019, 11:54:18 AM »

Has anyone determined what the tax consequences of this transaction is? It appears that the spinoff is taxable to GE share holders with a reduction in GE basis. If so how should this be accounted for in IAM?

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Support / Re: Unable to post transactions

« Last post by Forum Administrator on November 26, 2019, 08:51:04 AM »

First off, verify you are using the latest v3.1.8 of Investment Account Manager.  Then once you have updated to this latest release, use the tools menu | rebuild data choice.  Then see if the issue is corrected for you.  As necessary, please contact our technical support team directly using this email address: techsupport@investmentaccountmanager.com

Matt

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Support / Unable to post transactions

« Last post by dmcacosta on November 25, 2019, 11:37:24 AM »

When I try to post transactions after a broker download, a window pops up requesting I open a .dbf file.  I do not know what to choose, and I am unable to post any transactions. Any suggestions?  Thanks!

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Transactions / Re: Spin off with multiple tax lots

« Last post by Forum Administrator on November 21, 2019, 08:36:09 AM »

When adding multiple spinoffs, these are entered in sequential order.  That is, determine the proper cost basis allocations post the spinoff for each company (parent and spinoffs received).  Then determine the % allocation this cost basis represents of the original parent.  When entering, make sure you adjust the percent allocations for each subsequent spinoff so the resulting tax basis assigned is correct for each company.  Refer to the help topic provided in IAM3 regarding multiple spinoffs for a working example you can follow.  If you have add'l questions, please email our technical support team directly: techsupport@investmentaccountmanager.com

Matt

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Transactions / Spin off with multiple tax lots

« Last post by dmcacosta on November 19, 2019, 04:26:10 PM »

Hi! I am trying to post a spin off, but the allocation of basis among the tax lots is not allocating according to my statement.  Is there a way to specify how much basis from each lot is being spun off?  Thanks!

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Talking Stocks, Funds and ETFs / Portfolio Building 101

« Last post by Peter Willms on November 11, 2019, 01:14:01 PM »

When building investment portfolios the utmost importance must be given to several critical questions.

What is the objective of the portfolio (i.e., retirement saving, college funding, etc.)?   
  >...Taxable or tax deferred portfolio?
What is the risk tolerance?
  >...How much volatility is tolerable?
What is the time horizon?
What are the income requirements?
Who is the portfolio manager?

Which type of portfolio are you building?
  >...Conservative for income: 75% fixed income, 15% equity, 10% cash
  >...Conservative for growth: 55% fixed income, 25% equity, 10% cash
  >...Moderately risk: 35% fixed income, 55% equity, 10% cash
  >...Aggressive risk: 25% fixed income, 65% equity, 10% cash
  >...Very aggressive risk: 90% equity, 10% equity

General rules:
  >...Younger investors usually are more risk tolerant than older investors due to portfolio time frame.
  >...Households with high income may be more risk tolerant.
  >...Equities are usually more risky than fixed income investments.
  >...Asset allocation has the greatest bearing on portfolio performance.
  >...Larger net worth portfolios may be more risk tolerant than smaller portfolios.

How to create the portfolio:
  >...What is the dollar amount of the portfolio?
  >...Invest dollars according to desired asset allocation mix.

Possible portfolio selections:

Fixed income ETFs-
   SPDR® Portfolio Intermediate Term Treasury ETF (SPTI)
   Vanguard Intermediate-Term Treasury ETF (VGIT)
   SPDR® Portfolio Short Term Treasury ETF (SPTS)
   Vanguard Short-Term Treasury ETF (VGSH)

Equity ETFs-
   SPDR® S&P 500® ETF Trust (SPY)
   Vanguard Large-Cap ETF (VV)
   SPDR® S&P MIDCAP 400® ETF Trust (MDY)
   Vanguard Mid-Cap ETF (VO)
   SPDR® S&P® 600 Small Cap ETF (SLY)
   Vanguard Small-Cap ETF (VB)
   SPDR® Portfolio MSCI Global Stock Market ETF (SPGM)
   Vanguard ESG International Stock ETF (VSGX)
   SPDR® Portfolio Emerging Markets ETF (SPEM)
   Vanguard FTSE Emerging Markets ETF (VWO)

Ongoing maintenance - Regularly rebalance to stay within original asset class percentages.

Investment Account Manager software is designed to help investors build suitable, profitable portfolios.  We encourage interested investors try our free 90 demo version www.investmentaccountmanager.com.

Note: All asset allocation scenarios are for hypothetical purposes only and are not intended to represent a specific asset allocation strategy or recommend a particular allocation. Each investor's situation is unique and asset allocation decisions should be based on an investor's risk tolerance, time horizon, financial situation and market conditions. All investing is subject to risk, including the possible loss of the money you invest.