31

Transactions / Re: Spin off with multiple tax lots

« Last post by Forum Administrator on November 21, 2019, 08:36:09 AM »

When adding multiple spinoffs, these are entered in sequential order.  That is, determine the proper cost basis allocations post the spinoff for each company (parent and spinoffs received).  Then determine the % allocation this cost basis represents of the original parent.  When entering, make sure you adjust the percent allocations for each subsequent spinoff so the resulting tax basis assigned is correct for each company.  Refer to the help topic provided in IAM3 regarding multiple spinoffs for a working example you can follow.  If you have add'l questions, please email our technical support team directly: techsupport@investmentaccountmanager.com

Matt

32

Transactions / Spin off with multiple tax lots

« Last post by dmcacosta on November 19, 2019, 04:26:10 PM »

Hi! I am trying to post a spin off, but the allocation of basis among the tax lots is not allocating according to my statement.  Is there a way to specify how much basis from each lot is being spun off?  Thanks!

33

Talking Stocks, Funds and ETFs / Portfolio Building 101

« Last post by Peter Willms on November 11, 2019, 01:14:01 PM »

When building investment portfolios the utmost importance must be given to several critical questions.

What is the objective of the portfolio (i.e., retirement saving, college funding, etc.)?   
  >...Taxable or tax deferred portfolio?
What is the risk tolerance?
  >...How much volatility is tolerable?
What is the time horizon?
What are the income requirements?
Who is the portfolio manager?

Which type of portfolio are you building?
  >...Conservative for income: 75% fixed income, 15% equity, 10% cash
  >...Conservative for growth: 55% fixed income, 25% equity, 10% cash
  >...Moderately risk: 35% fixed income, 55% equity, 10% cash
  >...Aggressive risk: 25% fixed income, 65% equity, 10% cash
  >...Very aggressive risk: 90% equity, 10% equity

General rules:
  >...Younger investors usually are more risk tolerant than older investors due to portfolio time frame.
  >...Households with high income may be more risk tolerant.
  >...Equities are usually more risky than fixed income investments.
  >...Asset allocation has the greatest bearing on portfolio performance.
  >...Larger net worth portfolios may be more risk tolerant than smaller portfolios.

How to create the portfolio:
  >...What is the dollar amount of the portfolio?
  >...Invest dollars according to desired asset allocation mix.

Possible portfolio selections:

Fixed income ETFs-
   SPDR® Portfolio Intermediate Term Treasury ETF (SPTI)
   Vanguard Intermediate-Term Treasury ETF (VGIT)
   SPDR® Portfolio Short Term Treasury ETF (SPTS)
   Vanguard Short-Term Treasury ETF (VGSH)

Equity ETFs-
   SPDR® S&P 500® ETF Trust (SPY)
   Vanguard Large-Cap ETF (VV)
   SPDR® S&P MIDCAP 400® ETF Trust (MDY)
   Vanguard Mid-Cap ETF (VO)
   SPDR® S&P® 600 Small Cap ETF (SLY)
   Vanguard Small-Cap ETF (VB)
   SPDR® Portfolio MSCI Global Stock Market ETF (SPGM)
   Vanguard ESG International Stock ETF (VSGX)
   SPDR® Portfolio Emerging Markets ETF (SPEM)
   Vanguard FTSE Emerging Markets ETF (VWO)

Ongoing maintenance - Regularly rebalance to stay within original asset class percentages.

Investment Account Manager software is designed to help investors build suitable, profitable portfolios.  We encourage interested investors try our free 90 demo version www.investmentaccountmanager.com.

Note: All asset allocation scenarios are for hypothetical purposes only and are not intended to represent a specific asset allocation strategy or recommend a particular allocation. Each investor's situation is unique and asset allocation decisions should be based on an investor's risk tolerance, time horizon, financial situation and market conditions. All investing is subject to risk, including the possible loss of the money you invest.

34

Announcements / Blog Post - The Inherent Value of Global Diversification

« Last post by Forum Administrator on November 01, 2019, 09:03:01 AM »

Highlights:
> Investors have a natural bias to invest domestically.
> Exposure to international stocks can improve portfolio performance over the long term.
> How best to invest internationally is a subject of considerable debate.

Ahh, home sweet home. That feeling of security and warmth of a place we are all so familiar with. For many of us, the house we grew up in is considered sacred as we have a powerful connection to the places and environment that shaped us. In fact, researchers using fMRI brain technology found key areas of emotional processing in the brain that are activated by places that individuals have strong emotional ties to....

https://www.investmentaccountmanager.com/products/the-inherent-value-of-global-diversification/

35

Announcements / Blog Post - The Purpose of Diversification: A Review of the Past 49 Years

« Last post by Forum Administrator on October 09, 2019, 10:18:16 AM »

Diversification is for folks who don’t know the future - which is all of us. Think of it this way, if you knew the future perfectly would you ever diversify your portfolio? Of course not. You would simply pick the single ticker that was destined to produce the highest return...     

https://www.investmentaccountmanager.com/products/the-purpose-of-diversification-a-review-of-the-past-49-years/

36

Announcements / Blog Post - Managing Your Investment Portfolio Roster

« Last post by Forum Administrator on September 10, 2019, 09:20:54 AM »

With the NFL 2019 season underway,  we here at Investment Account Manager thought to offer an approach for managing your investment portfolio, much like the general manager of an NFL team manages their team roster. Considering the holdings in your investment portfolio as your ‘roster’ may help you to identify the role of each holding within your portfolio...

https://www.investmentaccountmanager.com/products/managing-your-investment-portfolio-roster/

37

Announcements / Blog Post - Avoiding Investing Pitfalls...

« Last post by Forum Administrator on August 19, 2019, 10:08:58 AM »

Even the most experienced of investors, including professional advisors, occasionally overlook the fundamentals of investing, often resulting in negative consequences for their portfolios, and investing clients...

https://www.investmentaccountmanager.com/products/avoiding-investing-pitfalls/

38

General Discussion / Re: Mkt Price Taxable Bonds

« Last post by Forum Administrator on August 06, 2019, 09:24:29 AM »

Bob,

We do not offer any sort of automatic free pricing functions for corporate bonds, they are not available for automatic download, those would need to manually updated by you in the current asset library...

Matt

39

General Discussion / Re: Allocation = US Stocks NOT

« Last post by Forum Administrator on August 06, 2019, 09:23:12 AM »

You can define for a stock if it is foreign under the asset library menu | current asset library | select the stock | then the edit tab, to select the check box to classify as 'foreign security'.  If you have any additional questions, please contact our support team directly at techsupport@investmentaccountmanager.com.


Matt

40

General Discussion / Mkt Price Taxable Bonds

« Last post by mopat on July 31, 2019, 01:03:25 PM »

Have a number of corporate bonds in portfolios.

Their market prices do not seem to update.

I put their CUSIP in for symbol; is this correct/wrong?

Does software update these prices?

thanks, bob