Two of the most important decisions an investor must make when constructing portfolios are the 1) allocation of the portfolio assets between stocks, bonds, cash and other investments and 2) the diversification of securities within those asset classes.
Continue reading Portfolio Allocation, Diversification and Rebalancing
For many investors, an investment record keeping system consists of shoe boxes in a closet, unopened envelopes in a kitchen drawer, or other similar disorganized collection of investment statements. For such investors, these investment record keeping systems provide little, if any, educational benefit for managing your portfolio.
Continue reading Organizing Investment Records For Successful Investing
If you want to take advantage of the compounding effect of income producing investments, then a solid dividend reinvestment plan (DRIP) may be suitable for your needs.
Continue reading Dividend Reinvesting and Compounding Growth
Make 2022 the year you learn to understand and manage your risk tolerance.
The beginning of a new year is an ideal time to evaluate your investment portfolio. Make time these first few weeks of 2022 to first review your long-term goals, which can be anything from finally tackling debt or building your emergency fund to stashing away money for retirement.
Continue reading Learn to Understand and Manage your Risk Tolerance
As 2021 is nearing year end, now may be an ideal time for investors to review their portfolio investments, making necessary rebalancing changes.
Continue reading 5 Steps for Year End Portfolio Rebalancing
This article outlines the concept of relating leaky pipes to chronic under-performing stocks.
Leaky pipes do their damage over time, in that a small leak may not appear to be a big problem, and the damage caused might remain undetected for years. These slow, long-term leaks can result in much more damage than a burst pipe. Why? In the case of a burst pipe, you’ll be immediately aware of problem, and can shut off the water supply, limiting the damage to a more isolated area.
Continue reading Managing the Leaky Pipes in your Investment Portfolio
You’ve probably been told before to prepare for the unexpected, and that’s good advice. And being prepared for the unexpected includes your finances as well.
In the event of a job loss, medical expense, or other form of unexpected financial damage, it’s important to have an emergency fund. So once you’ve asked yourself what’s the worst thing that could happen to you financially, you’ll need to figure out what you’d need should disaster strike…
Continue reading Being Financially Prepared for the Unexpected
With the NFL 2021 season nearly underway, we here at Investment Account Manager thought to offer an approach for managing your investment portfolio, much like the general manager of an NFL team manages their team roster. Considering the holdings in your investment portfolio as your ‘roster’ may help you to identify the role of each holding within your portfolio.
Continue reading Managing Your Portfolio Like An NFL Team Roster
Investing for the “long-run” is a very compelling mantra—at least for those who have a long-run ahead of them. For the investor who is currently 105 years old this article may be somewhat less useful. If you’re younger than 80 years old—I think it will apply. The question is simply this: just how long is the “long-run”? Is it 2 years? 5 years? 10 years? Or even longer?
Continue reading The Long-Run: Of Oak Trees and Crockpots
With the calendar having just passed the midway point of 2021, now might be an ideal time to review your portfolio, and identify if any rebalancing changes may be necessary to stay consistent with your long-term goals.
Continue reading Mid-Year Portfolio Rebalancing