Two of the most important decisions an investor must make when constructing portfolios are the 1) allocation of the portfolio assets between stocks, bonds, cash and other investments and 2) the diversification of securities within those asset classes.
Continue reading Portfolio Allocation, Diversification and Rebalancing
For many investors, an investment record keeping system consists of shoe boxes in a closet, unopened envelopes in a kitchen drawer, or other similar disorganized collection of investment statements. For such investors, these investment record keeping systems provide little, if any, educational benefit for managing your portfolio.
Continue reading Organizing Investment Records For Successful Investing
If you want to take advantage of the compounding effect of income producing investments, then a solid dividend reinvestment plan (DRIP) may be suitable for your needs.
Continue reading Dividend Reinvesting and Compounding Growth
As 2021 is nearing year end, now may be an ideal time for investors to review their portfolio investments, making necessary rebalancing changes.
Continue reading 5 Steps for Year End Portfolio Rebalancing
With the runup of stock market prices over the past several years, investors might find one or more of their investment holdings have appreciated considerably in value, now representing a disproportionate percentage by market value. With this in mind, it is important for investors to pay attention to these concentrated investment position(s), an important investment concept that often is over-looked for proper portfolio management.
Continue reading Managing Concentrated Investment Position(s)
As the close of 2020 quickly approaches, investor’s should start thinking ahead, reviewing and taking advantage of tax saving strategies. Here are three important tips that will help investor’s manage tax consequences, while helping to better manage their investment portfolio(s).
Continue reading 2020 Year-End Tax Planning Tips
As we’re nearing the end of 2020, we pass along this reminder that now might be an ideal time to review your portfolio and identify if any rebalancing changes may be necessary to reach long-term goals. Here’s a multi-step guideline that you will find helpful to accomplish this important portfolio management task.
Continue reading Portfolio Rebalancing 2020 Year End Tips – Beat The Rush
“Nothing lasts forever but the certainty of change.” — Bruce Dickinson
The passage of the SECURE Act has resulted in major changes to the tax rules governing contributions to, and required withdrawals from, qualified retirement plans and IRA accounts.
In many cases, the Act makes existing estate planning for retirement benefits obsolete.
While most of the changes will accelerate taxes on retirement assets, there are also some taxpayer-friendly changes as well.
Continue reading The Newly Enacted SECURE Act is a Game-Changer
With summer now under way, gardening hobbyists are busily weeding, watering and tending to their plants in hope of a bountiful crop.
Continue reading Tending The Rows of Your Investment Garden
What’s the key to making good investment choices? It isn’t necessary to understand the inner workings of the securities markets or the mathematical economies underlying investment theory. Instead, 10 axioms of effective investing provide the critical cornerstone for guiding investment philosophy and making decisions. This will ensure that you meet the universal goal of creating financial wealth for retirement.
Continue reading Reach Your Retirement Goals By Following 10 Basic Axioms