Dollar Cost Averaging

 

As evident with the recent volatility in the stock market, investing inherently involves some risk – that’s just the way life works. Our job as investors is to figure out ways in which to minimize this risk.  One common method that investors use to minimize risk is dollar cost averaging (DCA).  Dollar Cost Averaging offers a strategy for investors to gradually increase their stock market exposure for potential long-term upside results, while taking into account the whipsaw nature of current market conditions.

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Concentrated Investment Positions

 

 

With the recent runup of stock market levels over the past several years, many investors might find one or more of their investment holdings have appreciated considerably in value, now representing a disproportionate percentage by market value. With this in mind, it is important for investors to pay attention to these concentrated investment position(s), an important investment concept that often is over-looked for proper portfolio management.

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Benchmarking: The Art of the Science

Craig L. Israelsen, Published in the AAII Journal in November 2019 (Updated in January 2020 with full-year 2019 performance)

 

 

 

 

 

 

As found in the Merriam Webster dictionary the term “benchmark” has the following definitions:

  • a mark on a permanent object indicating elevation and serving a reference in topographic surveys and tidal observations.
  • a point of reference from which measurements may be made.

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Defining Your Investment Objectives

 

With the start of 2020, now is an ideal time for investors to review their forward-looking investment objectives, understanding these objectives are affected by short- and long-term needs and changing requirements.

This fact sheet provided by the CFA Institute will help you work with your financial adviser to determine how to best meet your financial goals.  If you are an independent investor, we think you too will find this fact sheet worthwhile for helping you to better manage your investment portfolio(s).  Continue reading Defining Your Investment Objectives

Mid Year Rebalancing Tips

 

As we’re now past the halfway point of 2019, we pass along this reminder that now might be an ideal time to review your portfolio and identify if any rebalancing changes may be necessary to reach long-term goals. Here’s a multi-step guideline that you will find helpful to accomplish this important portfolio management task.

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When Boring is Good

Craig L. Israelsen

 

It’s that time again…for a performance review of key market indexes.  In addition, we’ll examine the performance of a broadly diversified 12-index portfolio model.  The indexes in this analysis represent the following broad asset classes:  US equities, non-US equities, real estate, resources/commodities, US bonds, non-US bonds, and cash. 

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