Diversification is for folks who don’t know the future—which is all of us. Think of it this way, if you knew the future perfectly would you ever diversify your portfolio? Of course not. You would simply pick the single ticker that was destined to produce the highest return. End of story.
Continue reading The Purpose of Diversification: A Review of the Past 49 Years
With the NFL 2019 season underway, we here at Investment Account Manager thought to offer an approach for managing your investment portfolio, much like the general manager of an NFL team manages their team roster. Considering the holdings in your investment portfolio as your ‘roster’ may help you to identify the role of each holding within your portfolio.
Continue reading Managing Your Investment Portfolio ‘Roster’…
Stock prices fluctuate for a myriad of reasons. Understanding a number of the possible causes for price fluctuations will help investors make better portfolio management decisions.
Continue reading Stock Prices Fluctuate for a Myriad of Reasons
Even the most experienced of investors, including professional advisors, occasionally overlook the fundamentals of investing, often resulting in negative consequences for their portfolios, and investing clients. For less experienced investors, the challenges to avoid these same factors can be even more difficult and can lead to far greater disappointing results.
As we’re now past the halfway point of 2019, we pass along this reminder that now might be an ideal time to review your portfolio and identify if any rebalancing changes may be necessary to reach long-term goals. Here’s a multi-step guideline that you will find helpful to accomplish this important portfolio management task.
Craig L. Israelsen
It’s that time again…for a performance review of key market indexes. In addition, we’ll examine the performance of a broadly diversified 12-index portfolio model. The indexes in this analysis represent the following broad asset classes: US equities, non-US equities, real estate, resources/commodities, US bonds, non-US bonds, and cash.
For many investors, an investment record keeping system consists of shoe boxes in a closet, unopened envelopes in a kitchen drawer, or other similar disorganized collection of investment statements. For such investors, these investment record keeping systems provide little, if any, educational benefit for managing your portfolio.
Continue reading Organizing Your Investment Records For Successful Investing
There are several strategies that can be used to generate retirement income. One of those is the bucket theory of investing, which basically requires investors to contribute to three different buckets. There are variations to this bucket strategy of investing, so we encourage investors to find the right three-bucket approach for their specific needs. Read on to learn more about one approach…
Continue reading Using a Bucket Strategy for Retirement Income Planning
Jonathan Clements
WHEN I STARTED writing my column for The Wall Street Journal in 1994, active money managers dominated the investment scene and index funds were struggling to get noticed. A quarter century later, most money remains actively managed, rather than indexed. The triumph of indexing is not yet complete. Continue reading Beyond Cheap
We’re all still adjusting to the Tax Cuts and Jobs Act of 2017, the new tax plan that overhauled tax brackets for individuals as well as many standard deductions and exemptions.