When you’re young, it’s easy to fall into the trap of thinking there’s no rush to save for retirement. But before you know it, you may find yourself in your 50s or 60s, and nowhere near your retirement savings goal. Even those who started saving early on may have concerns about saving enough for their retirement years.
Continue reading 5 Things to Do In Your 50s and 60s to Boost Retirement Savings
Investors are frequently confronted with making buy and sell decisions. Not only is the universe of undervalued and overvalued securities constantly changing, investors have different time horizons to consider when making investment decisions.
Continue reading Making Buying and Selling Decisions with IAM
The world of online portfolio management has seen a lot of turbulence lately. From the Equifax breach to Google Finance’s recent announcement that it will no longer house your portfolio, many investors have been left scrambling to find better ways to protect and manage their financial information. Continue reading Come Down from the Cloud with IAM
Unified investment account management is extraordinarily important in order to achieve investment success.
Craig L. Israelsen, Ph.D.
www.7TwelvePortfolio.com
April 2017
It’s time for a better “balanced” portfolio. Way back when, there were two dominant investment categories (or asset classes), namely US stock and US bonds.
With the prospects of rising interest rates, investors may be re-thinking the role and purpose of fixed-income (bonds) investments within their investment portfolio.
Continue reading The Role of Fixed-Income Investments and Portfolio Allocation
Craig L. Israelsen, Ph.D.
www.7TwelvePortfolio.com
January 2017
This article introduces a multi-asset portfolio design that brings a higher standard to the notion of “diversified”.
Written By: Jason T. Willms
There has been a long held stigma against making changes to a 401(k) plan, but in order to maximize returns, observation and stewardship are imperative. 401(k)’s are designed to ignore short term volatility, but the intelligent investor can capitalize on these fluctuations to strengthen their portfolio for retirement.
Two of the most important decisions an investor must make when constructing portfolios are the 1) allocation of the portfolio assets between stocks, bonds, cash and other investments and 2) the diversification of securities within those asset classes.
Managing a portfolio around a concentrated position(s) may be one of the most difficult concepts for investors. A “concentrated position” is an investment holding that represents a disproportionate percentage of a portfolio. Investors who choose to ignore concentrated positions within their portfolios are taking unnecessary risks. Rarely does a concentrated position resolve itself. Instead, investors need to adopt a strategy to systematically alleviate this concentrated risk. Continue reading Concentrated Portfolios – The Elephant in Your Portfolio