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There are several strategies that can be used to generate retirement income. One of those is the bucket theory of investing, which basically requires investors to contribute to three different buckets. There are variations to this bucket strategy of investing, so we encourage investors to find the right three-bucket approach for their specific needs.  Read Continue reading Using a Bucket Strategy for Retirement Income Planning

We’re all still adjusting to the Tax Cuts and Jobs Act of 2017, the new tax plan that overhauled tax brackets for individuals as well as many standard deductions and exemptions. Continue reading 5 Ways You Can Keep Your Tax Bill Down…

  Make 2019 the year you learn to understand and manage your risk tolerance. The beginning of a new year is an ideal time to evaluate your investment portfolio. Make time these first few weeks of 2019 to first review your long-term goals, which can be anything from finally tackling debt or building your emergency Continue reading Understanding and Managing your Risk Tolerance

  As the close of 2018 quickly approaches, investor’s should start thinking ahead, reviewing and taking advantage of tax saving strategies. Here are three important tips that will help investor’s manage tax consequences, while helping to better manage their investment portfolio(s). Continue reading Three Important Year-End Tax Planning Tips

  Provided here is a list of websites of interest to investors…         Continue reading Useful Websites for Investors

One important benefit of using a portfolio management and investment record keeping system is the ability to utilize and access information for improved year-end decision making, including useful tax planning, monitoring and reporting tools. Continue reading Year-End Portfolio Management and Tax Planning

  Mutual funds are professionally managed investment groups that pool together money from individual investors. This money is used to purchase stocks, bonds and other tradable financial assets that can generate capital gains and income for the fund participants. Each collection of securities is called an investment portfolio. Continue reading The Difference Between Open and Close-Ended Mutual Funds

  Since the practice of successful portfolio management never stops, requiring consistent attention, investment software will improve that process. Since 1985 QUANT IX SOFTWARE has developed desktop-based secure software to help investors do a better job managing their investment portfolios… Continue reading Managing an Investment Portfolio – Investment Account Manager

    With the calendar having just passed the midway point of 2018, now might be an ideal time to review your portfolio, and identify if any rebalancing changes may be necessary to stay consistent with your long-term goals. Continue reading Mid-Year Rebalancing Tips for Effective Portfolio Management

Craig L. Israelsen, Ph.D. www.7TwelvePortfolio.com There are two engines of growth in an investment portfolio:  (1) the contributions made by the investor, and (2) the rate of return generated by the portfolio itself.  The question is this:  which has the greater impact?  The answer is based on your age… Continue reading Savings Rate vs. Portfolio Return